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Summary If you think the current retirement crisis is a problem, just wait. There is no optimal solution yet to the problem the Gen Alphabeters are facing. The YOLO lifestyle becomes the YOOT lifestyle. You Only Live Once=You’re Out Of Time. A couple years ago...
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By Jennifer Reddinger Wolfe Before Germany’s native Karl Friedrich Benz introduced the first automobile between 1885-1886, just about every household owned a horse. Car ownership was a luxury. Skip forward a century later, just about every household owns at least 1...
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The DOL Conflict of interest/Fiduciary rule came and went. The SEC is fussing with a “Best Interest” rule. So, it got me thinking (always a dangerous thing). The IRA Rollover (from a 401k) business is not dead, but the regulators missed the boat here. Financial...
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Summary So, you want war stories? Here are some that you might see on Elvira’s late night horror show. If the root of the problem is lack of adequate education and instruction–on many levels–we should be the ones to provide it. Student loans do not...
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Summary They don’t have any. They are already debt laden. And that goes for Gen X, and even Gen Z. Millennials: The youngest M is 13; The oldest is 36. (BD 1982-2005), and they are head over heels in debt. The average Millennial salary is $35,592. Forbes...
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By John Lohr When one speaks of investors—individuals, not banks or institutions—there is usually a distinction made between the so-called “Mom and Pop” investor (typically best served by choosing relatively low-risk investments), and the so-called “High Net...